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About Me

We specialize in providing mortgages to members of all unions.

"Your Future Starts With Us"

Our innovative financing programs can help you buy your very own home and establish long-term financial security for you and your family.

We offer:

  • Prompt Communication
  • High Commitment to Customer Service
  • Competitive rates and fees

Even after your loan closes, our service still continues.

Contact us today for a free consultation.


I just wanted to extend my deepest gratitude and appreciation for the experience that I had when using CHL. I must admit that at first I was extremely nervous and misinformed about the process of purchasing a new home. Until, I was blessed with the extreme pleasure of talking to you. Thanks to your calm, reassuring and well informed demeanor I was places at ease and knew that this process would only be a step in the road to home ownership. However, My finance did not agree at first, she had not had the pleasure of having every question answered by you and I was making her extremely nervous. So at your request we set up a time in the evening where you spoke to her and set her mind at ease. Thank you very much for making my home buying process a very quick and stress free. I can’t believe that three or four phone calls and two visits to the office and I own a home.

Ron thank you very much for everything I don’t know if we had chosen another company if we would be where we are today. I hope that your supervisors and owners know how much of an asset you are. If they don’t please forward them my phone number as this letter alone can not articulate the level of service we received from you.
Have a great Holiday Season.
Thanks Ron, 
Sergeant Efrain Perez
Community Affairs Bureau

Hi Virginia,

Thank you so much! Everything went very smoothly and the moving-in process is in full swing. Thank you so much for all your help. You really made what was an intimidating process so much easier. Neither Cody nor I had any idea how to go about buying a house and you made us feel like we actually knew what was happening! 

Thanks again, and we will definitely recommend you to friends in the future.



Thanks virginia !

The closing went as smooth as can be. I appreciate your professionalism and respect for us always answering questions that typical first time buyers ask. It was important for me that you followed up on all my questions and concerns since this process is overwhelming for first timers and that is why I would recommend your company to all my family and friends. That is the quality that customers like when making the most important investment in our lives. I'm asking you to forward this email to your supervisors because I want them to know how much we appreciated this high level of customer service.


I want to take this time to THANK YOU for not only being my loan officer but also the person who taught me, guided me, educated me, and when this short sale project became more than I could bare and I was stressed out and wanted to walk away from the sale you kept me sane / calm. I am a first-time home buyer and you knew this and you displayed patience even when I was disturbing you after work hours and on the weekends with questions. Once again THANK YOU for all that you have done.

 Carl D. ( COBA)

 Thank you so much Virginia! I appreciate your help and patience throughout it all. I know I had a billion questions. I appreciate you and Rosy helping us with everything. 

I will definitely recommend you in the future to any family members and co-workers! 

Thanks again!

Jayme P. (NYPD)

 We are officially home owners! Thank you so much for all your tireless effort. Bobby and I appreciate the time & energy you invested in us. We will not forget that you emailed us back on the weekends, holidays and after office hours. We have never worked with someone as kind, patient and understanding as yourself. You truly are a blessing to us. I have already referred one of my coworkers to you. She is in the process of looking for a coop/condo. We will never forget how much you extended yourself for us. Please be sure to keep in touch with us. If you transfer to another company, please let us know. After we fix up the house, we would love to have you over for dinner. If there is anything we can do for you, please allow us the opportunity. We can't say it enough, thank you, thank you a thousand times!

Bobby & Celin

Contact Information
Union Division
Direct: (800) 462-8178
Fax: (631) 390-6951
Email: Send Email
Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.
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Union Division NMLS #46504
CHL Mortgage
175 Pinelawn Road, Suite 400, Melville, NY  11747
Direct:  (800) 462-8178
Fax:  (631) 390-6951
Copyright © 2018

Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site

Freedom Mortgage Corporation d/b/a CHL Mortgage | 175 Pinelawn Road, Suite 400, Melville NY 11747 | (631)549-8188 | Licensed Mortgage Banker NYS Department of Financial Services B500368, Licensed by NJ Department of Banking and Insurance# 9100861 | Lender NMLS# 2767

Corporate Office: 907 Pleasant Valley Avenue, Suite 3, Mount Laurel, NJ 08054
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